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Posts Tagged ‘solicitors’

Conveyancing firms were concerned about being removed from a lenders panel according to a study

Wednesday, November 21st, 2012

According to a research conducted by the Solicitors Regulatory Authority (SRA) the biggest risk faced by conveyancing solicitors and firms was being removed from a lender panel. #property  http://goo.gl/0wb6O

The findings have emerged after the regulator had visited to 100 firms over the summer most of who were members of at least one lender panel, said SRA manager Helen Venn.

 

Conveyancing Quotes from CMS

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5 top tips when choosing a Conveyancing Solicitor

Tuesday, October 23rd, 2012

The majority of us will choose a solicitor because they are either:

A) Local to us – i.e. convenience

B) Recommended to us – i.e. trust or

C) Most competitive on price – i.e. budget conscious

 

 

 

 

 

 

 

TOP TIPS

1. With today’s modern technology there is no reason why you should need to visit your solicitor in person – so why pay more for a local solicitor? Having a local solicitor does bring some conveniences, you can drop in and collect documents and meet your conveyancer face to face.  If your local solicitor provides a competitive quote then by all means choose them but if you can obtain a cheaper quote online then consider whether the benefits outweigh the cost.

2. When is a recommendation a recommendation? If a good friend or family member recommends a solicitor they have used recently then that is worth pursuing. Be sure to ask for the specific solicitor or conveyancer recommended as levels of service, even within the same firm, can vary enormously. If your estate agent or financial adviser recommends or promotes a firm of solicitors always be sure to ask for a full quote including VAT and disbursements. Many estate agency firms have ‘in-house’ or ‘panel’ solicitors that they are targeted to work with – their fees may be considerably more expensive and the service from large ‘factory style’ conveyancing companies does not always reflect the price paid.

3.Contrary to popular belief, with conveyancing you do not always get what you pay for. Expensive does not always mean better. Conveyancing is 80% administration and 20% legal expertise. With the advent of e mail and efficient case management systems many firms who have invested into new technology available have been able to bring the cost of conveyancing down. These firms specialise in conveyancing and accordingly are able to streamline the whole procedure to make if faster, more efficient and cheaper to the client.

4. Comparing different conveyancing quotes. You would think that it should be easy to compare quotes on a ‘like for like’ basis but frustratingly it isn’t. If you are shopping around for quotes always ask for the full quote, including VAT and all disbursements to be confirmed in writing. Any genuine firm should be happy to do this for you. Never accept a quote over the phone and, if shopping for quotes on the internet, always check for ‘hidden extras’. These are generally concealed under the Terms and Conditions, Frequently Asked Questions, Costs Information etc. buttons on the web site. If in doubt phone the company and ask them to give you a TOTAL price for your transaction.

5. If you have a mortgage or will be taking out a new mortgage check first that your solicitor is on the panel of your mortgage lender. Many lenders have a list of solicitors they will allow to deal with the mortgage work. If your solicitor is not on the list you will end up paying for the conveyancing twice as your lender will instruct their own solicitor to deal with the mortgage.

All solicitor firms must be registered with the Law Society and all Licensed Conveyancer firms must be registered with the Council for Licensed Conveyancers. It is possible to check that your solicitor is bona fide by visiting the Law Society’s web site and using the ‘Find a Solicitor’ menu: http://www.lawsociety.org.uk/find-a-solicitor  or if using a Licensed Conveyancer: http://www.conveyancer.org.uk/

Tips provided by Conveyancing Marketing Services http://www.conveyancing-cms.co.uk

 

 

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David Buthlay – Founder – Conveyancing Marketing Services

Thursday, October 18th, 2012

Written by David Buthlay

David Buthlay

 

Having qualified in chemistry and commenced my career in the industrial chemical field, I spent nearly 10 years working for various international companies including Uniliver and the Chloride Group.

I then transferred to sales and marketing working in reprographics for the Gestetner Group then moved to TV / Audio with GEC Radio and Television. Having generated an interest in property I entered estate agency, before setting up my own agency business partnership in Suffolk eventually expanding to three branch offices.

In 1983 Richard Green and Partners estate agents was formed by myself and another partner which went on to open 3 offices in Suffolk. I also formed Suffolk Development Company which specialised in renovating property throughout East Anglia.

1995 saw the formation of Conveyancing Marketing Services Ltd offering competitive conveyancing services on the internet.

CMS can now be found on Google plus http://goo.gl/jOcrW as well as Twitter, Facebook and Linked In.

http://goo.gl/YPvZq


Specialties

Sales, marketing, property sales and lettings, property development, general management, financial planning, entrepreneurial skills, web design and search engine optimisation.

About Conveyancing Marketing Services Ltd

Conveyancing Marketing Services Ltd was founded in 1995 by David and Sharon Buthlay. The concept being to promote a carefully selected panel of solicitors throughout the UK who specialise in residential and commercial conveyancing only. All our solicitor firms are full members of the Law Society and regulated by the Solicitors Regulation Authority – they are also part of the Law Society Conveyancing Quality Scheme (CQS). To the public we guarantee to provide the most competitive quotes for purchasing, selling, remortgaging and transfer of equity together with an excellent service monitored by CMS from start to finish. Clients can obtain instant online quotations by visiting www.conveyancing-cms.co.uk or by calling us on 01638 576478. We offer a friendly and professional service. One of our directors Sharon Buthlay is also a qualified Property Lawyer with many years experience in both residential and commercial conveyancing. Upon instructing one of our solicitor firms, clients can track there case online until final completion. CMS also now offer a range of other quotes including – surveys, mortgages, removals, insurance, wills, digital switching and much more. Intermediaries such as Estate Agents, Brokers and Lenders can also use our service offering their clients a competitive and professional speedy conveyancing service. www.conveyancing-cms.co.uk

Specialties

Conveyancing, Mortgages, Surveys, Insurance Products, Buy to Let Products, Wills

  • Headquarters

    St Andrews Castle, St Andews Street South, Bury St Edmunds, Suffolk IP33 3PH

  • Website

    http://www.conveyancing-cms.co.uk

  • Industry

    Legal Marketing and Advertising – Panel Management of Solicitors

  • Type

    Limited Company

  • Company Size

    1-10 employees

  • Founded

    1995

Google
Find us on Google+


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Lord Chief Justice backs householders in right to rid burglars from property

Thursday, September 27th, 2012

Burglars Beware

Frightened and furious householders have the right to get rid of burglars in their homes, the most senior judge in England and Wales said today. “If your find burglars and you’re in there, you have the right to get rid of the burglars,” the Lord Chief Justice Lord Judge said. #property #mortgages    http://bit.ly/SnElOU

Frightened and furious householders have the right to get rid of burglars in their homes, the most senior judge in England and Wales said today.

“If your home is burgled and you’re in there, you have the right to get rid of the burglar,” the Lord Chief Justice Lord Judge said.

He was speaking after judge Michael Pert QC said yesterday that being shot by homeowners was simply a chance that burglars took.

Jailing burglars Joshua O’Gorman and Daniel Mansell for four years each, the judge told Leicester Crown Court: “I make it plain that, in my judgment, being shot is not mitigation.

“If you burgle a house in the country where the householder owns a legally held shotgun, that is the chance you take.

“You cannot come to court and ask for a lighter sentence because of it.”

Asked about the comments at the Royal Courts of Justice in central London today, Lord Judge said: “I take a very serious view about an offence of burglary.

“Burglary of a home, whether it’s a grand mansion or a very modest one up one down, is always an offence against property, but more importantly it is an offence against the person.

“The householder is entitled to use reasonable force to get rid of any burglars.”

The Lord Chief Justice admitted that “occasionally it looks as if the householder is the criminal”, but said: “Well, the householder is not in a position to exercise calm, cool, judgment.

“You’re not calmly detached, you’re probably very cross and you’re probably very frightened when confronted by burglars, a mixture of both.

“And your judgment of precisely what you should or should not do in the circumstances cannot – as another predecessor of mine said, Lord Lane – you can’t measure it in a jeweller’s scale.

“You have to face the reality of how people are and how people react to these situations, and justifiably react.”

Lord Judge went on: “In measuring whether the force is reasonable or not, you’re not doing a paper exercise six months later.

 

Conveyancing Marketing Services

burglars

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UK Property Crashes Again – Here’s How Investors Can Still Profit

Thursday, September 27th, 2012

Property

Investment firm Colordarcy.com highlight research from Rightmove which reveals new sellers in the UK dropped their average asking prices by 4.6% on the previous quarter. According to Colordarcy, this means buy-to-let property investors will need to source property in areas that will offer exceptional yields to increase ROI from buy-to-let investment.  #property #mortgages

http://bit.ly/UMdIFI

However looking at the latest Rightmove survey, it is clear that the Olympics has had an affect on dampening demand as more people were at home watching TV than out viewing property. This also increased competition amongst sellers according to the report.

Nonetheless, Loxley McKenzie, Managing Director of Colordarcy.com is more upbeat about other sectors of UK property commenting, “If investors concern themselves too much with national house price data, they will miss opportunities to profit in investments such as London hotel rooms, which can generate a net yield of 7-10% with 50% loan to value finance.

Or on the other hand if investors are looking at Northern England and student property investments in Liverpool the return on investment can be equally good. If those same investors allow themselves to worry about falling UK house prices they will miss the opportunity to invest in one of the UK’s fastest rising sectors.”

Student Property

According to analysts at Colordarcy, investing in UK student property can provide landlords with 10% yields even when they are fully managed. It is also true that buy-to-let landlords are already benefitting from rising rents in most areas of the UK.

Conveyancing Marketing Services http://www.conveyancing-cms.co.uk/aboutus

property

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Escape extortionate mortgage fees!

Wednesday, September 26th, 2012

mortgage interest rates have toppled in the last few years, since the Bank of England cut its Base Rate to an all-time low of 0.5%.
That’s great news for those who can raise the big deposit needed to get a deal, because ongoing mortgage costs are actually very affordable.  But there is a catch. #property #mortgages      http://bit.ly/QndJNL

Conveyancing Marketing Services http://www.conveyancing-cms.co.uk

 

mortgage

“There is no logical reason why fees should have increased so much. mortgage administration costs can’t have jumped 70% in four years. Credit searches are no more complex than in previous years, so why are fees so high?
“It could be that lenders are keen to push mortgage fees because they are an upfront cost, which means they get the money at the start regardless of fulfilling the full length of a fixed term.

Mortgage Fees

Of course your lender may let you add the fee onto the loan, but then you will pay interest on that borrowing, which will cost you more in the long run. Either way the lender has still effectively secured that money from the off.
This problem of huge fees is actually holding back the housing market according to some. A significant 60% of mortgage advisers quizzed this week by www.mortgagesolutions.co.uk said that high fees are now becoming a major problem for potential borrowers. Despite the average mortgage fee topping £1,500 many lenders offer a range of fee options, so you can choose a deal that costs a bit less upfront or doesn’t have any fee at all.

Danny Alexander: mansion tax is ‘simple, fair, unavoidable’

Wednesday, September 26th, 2012

Mansion Tax

One of the most influential Liberal Democrat members of the coalition has insisted the party will continue to argue for a mansion tax, targeting “unearned wealth”. In a speech to the party’s Autumn Conference, Danny Alexander, the chief secretary to the Treasury, said wealthy individuals needed to pay their fair share of tax. #property #mortgages       http://bit.ly/RXdKdr

Conveyancing Marketing Services http://www.conveyancing-cms.co.uk

 

mansion tax

 

 

 

“In this country, we tax work, effort and income too highly, and unearned wealth far too little. Now you can move your money off shore but you can’t move your mansion,” he said.

“That’s why we want a mansion tax. It’s simple, it’s fair, it’s unavoidable.

“An extra levy on high value property would get more money from those who can afford it. It would ensure that the burden of the next round of deficit reduction is shared more fairly. We will continue to argue for a mansion tax  within government.”

As widely trailed ahead of the speech, Alexander also presented an aggressive stance against tax avoiders, saying the coalition was on track to raise £4bn from tax dodgers through a series of schemes cracking down on avoidance. He also pledged to raise the income tax-free threshold to £12,500, saying it would be included in the party’s next manifesto, for the 2015 general election

 

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Clegg Says U.K. Could Apply Mansion Tax in “5 Seconds”

Tuesday, September 25th, 2012

U.K. Deputy Prime Minister Nick Clegg said the government could determine without difficulty which homes would be subject to a “mansion tax,” brushing aside arguments that it would be tough to apply.
Clegg’s Liberal Democrats propose levying an annual 1 percent charge on houses and apartments valued at 2 million pounds ($3.25 million) or more. Clegg has been pressing at the party conference this week for increased tax revenue from the top 10 percent of earners as he seeks to differentiate the Liberal Democrats from their coalition partners, Prime Minister David Cameron’s Conservatives, who oppose a mansion tax.
#property #mortgages       http://buswk.co/QvCt6b

Conveyancing Marketing Services  http://www.conveyancing-cms.co.uk

U.K. Deputy Prime Minister Nick Clegg

 

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Property development company wins UK Property Award

Tuesday, September 25th, 2012

A PROPERTY development company has won a prestigious prize for its work on a luxury home in Hale.

Altin Homes bagged a UK Property Award in the ‘property single unit’ category for Rashleigh on Rappax Road.

Rashleigh is a five bedroom/five bathroom detached house laid out over three floors and boasts an already award winning kitchen.

The property includes a home cinema, gymnasium, wine cellar,and a games room, and a heated outdoor swimming pool.

Yousef Mousavi of Altin Homes said: “We are delighted that Altin Homes has been recognised as one of the UK’s leading property companies. Rashleigh is a stunning home and is very deserving of this  accolade.” #property #mortgages    http://bit.ly/UsMVcU

Conveyancing Marketing Services

http://www.conveyancing-cms.co.uk

 

 

 

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Plans Move Forward for Western Europe’s Tallest Residential Tower

Tuesday, September 25th, 2012

The U.K. government has granted planning consent without public inquiry to an approximately $800- million redevelopment project in Vauxhall, central London. Dubbed One Nine Elms, the scheme would include Western Europe’s tallest residential tower at 656 feet.

Behind the project is a joint venture by Green Property Ltd. and CIT Group Plc. The developers are proposing two mixed-use high-rises of 58 and 43 stories, which are set to replace the 1970′s Market Towers building on the corner of Wandsworth Road and Nine Elms Lane #property #mortgages          http://bit.ly/OZv7nj