Frequently Asked Questions
(FAQs)
Buying a house is a huge step for most people and choosing a
conveyancing solicitor or a licensed conveyancer can also be a daunting
task. Should you just accept the one recommended by your estate
agent or building society, should you make numerous telephone
calls yourself for quotes, or are you tempted by the cheapest
firm? How can you be sure that you will receive the best value
for money fixed fee conveyancing service?
Since 1995 Conveyancing Marketing Services have been
building up a panel of solicitors and conveyancers throughout
the UK who are willing and able to
deliver a prompt and efficient legal conveyancing service. We monitor
their performance on an ongoing basis and if they do not meet
our standards - then we do not recommend them to our clients.
Furthermore, we have negotiated very special fees with them, so
that you - the client - get the best deal possible.
What exactly is the CMS Price
Guarantee?
Exactly that -
CMS guarantee to better any other genuine quotation that
you may receive. Most other
companies have hidden extras which are difficult to spot as they
are hidden in the small print. Since 1995 the CMS policy has
been to eliminate such extras and only provide genuine all
inclusive quotations. Therefore we are confidently able to
guarantee the very best genuine quotes. Even if you
proceed with us and then find a cheaper quote we will honour our
guarantee so you have nothing to lose.
What makes CMS
different from any other website?
CMS have been providing
legal and solicitors quotes since 1995 and do not use large conveyancing factories
as do many other websites. All our solicitor firms are
medium size high street solicitor firms offering a personal
service as well as very competitive fees.
Why is it that I have seen some
quotes as low as £120 from other sites which appear to be
cheaper than yours?
These quotations may appear
cheaper but do not fall into the trap. No conveyancing solicitor could
make a profit from such low fees. What they do is conceal
many other hidden extras which when added on make their quotes
very expensive indeed.
CMS
guarantee to better any other genuine quotation that you may
receive.
What are disbursements exactly?
Disbursements are costs
collected by solicitors and passed on to a third party. For
example you have to have a local search undertaken if you are
purchasing a property in the UK. The solicitor will
therefore need to collect the cost of this from the client and
pass it on to the relevant Local Authority. Please see the
complete list
of disbursements on our website.
What do you mean by
hidden extra costs?
CMS do not have any
hidden
extras as they only insist on providing genuine quotes to all
their clients. However, may firms charge extra for
acting
for your lender, leasehold additions, extra searches, petty
disbursements, expedition fees, indemnity insurance, abortive
insurance etc. These can add £200 or more to the quote.
I understand that
the disbursements are the same with all quotes?
They should be but some
firms use the list of
disbursements to hide extra charges so
they can make more profit from the client. Remember they
cannot make a profit if they charge you just £120 or so – they
need the extra costs for that.
How can I compare
quotes on a like for like basis?
This is becoming
increasingly difficult for the public at large. One way is
to insist on being given the total costs for your transaction
including everything that may be involved. The other is to
ask CMS without obligation to look at your other quotes and
point out any possible
hidden extras that you may have missed. We have
been giving such free advice to clients for years – and we
invariably save them money.
CMS guarantee to better any other genuine
quotation that you may receive.
Surely you are only
interested in getting business for yourself so why should you
offer this service?
We are an ethical company
(established 1995) and believe that it is morally wrong to deliberately under quote
anybody. We will explain the breakdown of all competitor’s
quotes to you and inform you of the absolute total payable.
Which quote you take after that is your own decision – but at
least you are now able to compare like for like.
Surely deliberately
under quoting amounts to bad practice?
We couldn’t agree more but
you will find that the majority of websites are now doing this
in order to boost the very low conveyancing fees they have
quoted clients.
CMS can and will point you to the relevant small print on these
other competitor’s quotes so that you can judge for yourself.
What happens if I
am unhappy with my solicitor for any reason during the
transaction?
CMS offer a hands on and
friendly service right through to completion. Many of our
firms have been on the CMS panel for 12 years and we know them
very well. In the unlikely event that you have such a
problem we will invariably resolve the issue to your
satisfaction.
Why should I
use an Online Solicitor?
Moving house can be quite
stressful at times and the CMS panel always try to make the
process as smooth and painless as possible keeping you updated
all the way. Your transaction will proceed efficiently and
quickly to completion. CMS also provide you with regular
updates to your matter with email and SMS updates. This
allows you to be kept up to date 7 days a week. Also the
whole matter is dealt with by post and email so there is no need
for any time consuming meetings with your solicitor. This
means that CMS can offer extremely competitive fees with a high
level of service.
Are all of
your solicitors members of the Law Society?
Yes all members are full
members of the
Law Society
all of whom are covered by a
minimum of £1,000,000 indemnity insurance for your protection.
Our building society/estate agent has strongly
recommended we use a local solicitor - should we not use them?
This can happen as lenders and estate agents like to recommend
business to local solicitor firms (and often get investment
business in return).
Indeed many of the larger estate agents have now also formed joint
partnerships with solicitors. The questions here are:
Will you, the client, be getting impartial legal advice on your
transaction?
Will it cost you extra money for the same conveyancing to be
done?
Our
solicitors are approved by all the major banks and building
societies (and are on their panel) meaning they can act for both
you, and the lender, for no extra cost.
Remember, you are totally free to choose your own solicitor. At
the end of the day it is your choice, and you are paying the
bill !
I
have been told that a local solicitor would do a better
(quicker) job, and I can visit if necessary?
All
solicitors have to carry out exactly the same preliminary enquiries
and searches as any local solicitor would - there is no
difference whatsoever. Our solicitors use fax, e-mail and overnight
document exchange to ensure there are no delays.
Most clients make one visit at most, to see their solicitor, in
order to sign contracts (and even this is not necessary). In
today's modern world, most conveyancing is already conducted by
fax, e mail, telephone and post for convenience. We find that
most clients want the legal work undertaken efficiently,
promptly and at a reasonable cost. This is exactly what CMS
panel solicitors offer (However, we will always offer you our most local solicitor as
an alternative choice).
Why
is it that your prices are lower than other quotes I have
received?
Solicitors fees do vary considerably throughout the country and
in relation to the size of the law firm and their own overheads.
CMS we have negotiated special discounted fees with reputable
firms who specialise in conveyancing only. We recommend
many clients each year to these firms and naturally obtain lower
prices for our clients.
I
do not understand a lot of the legal terminology used - how do I
deal with this?
CMS can help here
-
just
click here for our jargon buster pages
and hopefully most of your
questions will be answered.
What are
Home Information Packs and do I
need one?
Again just
go to our
Home
Information Pack pages
for a full explanation.
What is involved with a
Remortgage?
This is
quite a straightforward process - please see our
remortgage page
and
conveyancing guide for further details.
How do I add / remove someone
from the deeds of my property?
This is quite a straightforward process - please
see our
remortgage page
and
conveyancing guide
and also
transfer of
equity page
for full details.
I am buying a Leasehold Property
- what does this involve?
There are
quite a few differences with this type of property which are
also explained in our
conveyancing guide
Do you have any further
information on mortgages?
Yes you can
find this from our
mortgage information page
How
do we know we will get a good service from these solicitors?
We
continually select our panel of solicitors on merit and efficiency, and
have now been using most of them for many years. All our ‘high street’
firms are, of course, members of the Law Society with full
indemnity insurance for your protection. These CMS panel
firms also have to use the CMS tracking software which enables
us to monitor their performance at every stage - as well as
keeping clients updated throughout the transaction..
Can
we deal directly with the solicitor concerning our matter?
Most certainly, once we have given them your details, you will
deal with them direct throughout the transaction. This can be by
telephone, fax, email or you may visit them if you wish.
What
if we have any difficulties in contacting or dealing with the
solicitor?
In
this unlikely event, please do not hesitate to contact us
personally. We have an excellent working relationship with our
lawyers and will always be pleased to assist. They have also signed a legally binding
agreement with CMS including a
Service Charter to cover your
interests.
How long
will my transaction take to complete?
This is probably one of the
most difficult questions for anybody to answer as it often
depends upon many factors. These may include waiting for
mortgage offers to be issued (either to yourself - or others in
your chain), whether others in the chain have sold their
property and the position of their own buyers etc. Whether
there are any survey or structural problems can also delay
matters. As a general guide an average transaction may
take 6-8 weeks to exchange contracts with completion following
after a further 2-4 weeks. However, it may happen more
quickly or slowly depending upon the individual circumstances.
None of the CMS panel of solicitors will delay any matter as it
is in their own interests to complete as soon as possible.
How
do we proceed if we are interested or have any further queries?
Just contact CMS either via our website, email or telephone and
our dedicated team will be only too pleased to help should you
have any questions or queries.
Remember CMS guarantee to better any other
genuine quotation that you may receive
End of Frequently Asked Questions
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