| No Completion No
legal Fee |
No Mortgage Lender Fee |
| No Solicitors
Indemnity Charges |
No Expedition Fees for quick
completions |
| No charges for phone
calls and faxes |
No other Petty Disbursement
charges |
| Lower Local Search
fees (not estimated) |
No extra charges for Leasehold
(flats) |
| Free Conveyancing
Quote Beating Service |
Hidden Extras to watch out for
elsewhere |
Why not instructing a fixed fee conveyancing solicitor through
CMS today. Our helpful and friendly staff will give you full contact details of
your chosen conveyancing firm immediately. Then you can relax as CMS will keep
you fully informed throughout.
CMS provide you with a cheap fixed fee transparent
conveyancing quote that is easy to understand. All disbursements are listed and
the total price for the conveyancing plus disbursements is added up for you.
Thus you know exactly what go are going to pay. You will receive a selection of
our best three competitive quotes including a local one (where we have a panel
solicitor available).
CMS constantly monitor other conveyancing
websites. We have found that the majority advertising unrealistically low fees
from £120 or less charge extra for many items listed above (which CMS include
for free). In particular most of them charge extra if you are obtaining a
mortgage and this together with other extras can increase their quote by up to
£200.
Always insist upon a fully comprehensive quote in
writing and make sure you read the full Terms and Conditions - Frequently Asked
Questions and Disbursements sections. If you wish CMS can run through these with
you as part of our service.
Conveyancing is the
legal process that transfers property from one owner to another. Your
conveyancing will be carried out by a conveyancing specialist employed by one of
the CMS panel solicitors/ licensed conveyancers. All of our panel firms are
approved and regularly checked by CMS. All firms are members of the Law Society
or Council for Licensed Conveyancers (you will find their contact details in our
Links section) and all carry at least £1,000,000 worth of indemnity insurance
for the protection of their clients. You can relax knowing that CMS have done
all the hard work of checking solicitor credentials and service provision
leaving you to get on with the business of moving house.
A Mortgage
is a type of loan granted by a bank or a building society, usually known as the
Lender or Mortgagor. The mortgage is usually granted for a long period,
traditionally 25 years, and this period is known as the Mortgage Term. The
Borrower, also known as the Mortgagee, offers his property as security for the
loan. The Borrower signs a legal document, known as a Mortgage or Legal Charge,
which then secures the property to the Lender for the period of the Mortgage.
The Legal Charge is registered at the Land Registry and appears in the Charges
Register of the owner's legal title. Quotes are cheap fixed fees.
Buying a house
-
The first thing you must do is to
instruct your conveyancing solicitor to begin work; you should do this as soon
as you decide to buy a house to avoid delays later on. CMS makes this easy for
you, simply obtain your choice of the lowest online conveyancing quotes from the
CMS conveyancing web site and choose which one works best for you then simply
click to instruct. Alternatively, telephone our customer services department on
0845 060 3355 and they will do everything for you.
-
As soon as you accept a CMS
conveyancing quote you will be given direct contact details for your
conveyancing lawyer including name, address, telephone, fax and e mail. This
information is also sent to you in a confirmatory e mail. You need to give this
conveyancing information to your estate agent. The estate agent will then write
to everyone confirming the sale and giving contact details for solicitors.
-
The conveyancing solicitor will
telephone you and will send you a client care letter and confirmatory estimate.
Some conveyancing solicitors send the initial letter by e mail so make sure you
check your e mail account. You will be asked to provide proof of identity (a
legal requirement). You may be asked to sign and return one copy of the
conveyancing client care letter to confirm that you want to go ahead. You will
be asked to pay a sum of money up front; this will be used to pay for necessary
conveyancing searches. If your purchase cannot proceed for whatever reason this
money will be returned to you unless the conveyancing searches have already been
done.
-
Once your conveyancing solicitor
has received the signed client care letter and search cheque they can start the
conveyancing work. They will contact the conveyancing solicitor acting for your
Seller and ask them to send a contract package. They will order the necessary
searches.
- Once the contract
package is received they will check the details carefully and raise any
necessary enquiries. These are called preliminary enquiries. At this stage you
may be sent a copy of the Property Information Form and a Fixtures and Fittings
form.
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